How To Understand Credit Card Utilization

What is credit credit card utilization? In this Digital REM Consulting lesson we cover the importance of managing you credit card utilization. We also cover strategies of how to lower your overall utilization without paying down your debt. In the example from the video we show you how to go from 50% utilization to under 5% utilization while still owing the same amount. Want to learn more strategies like this? Go to and get you FREE membership while they last. Information is useless if it is not followed by action.

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Each person’s credit situation is unique. Results may vary, and Digital REM Consulting makes no guarantee of any particular result. The information in this site is intended for general informational purposes only, and is not to be construed as legal, tax, accounting, or other professional advice.  As such, it should not be used as, or relied upon, as a substitute for seeking professional legal, tax, accounting, or other advice. All information in this site is provided “as-is”, with no guarantee of completeness, accuracy, timeliness, or other results obtained from its use. In no event is, its Affiliates, or their agents or employees liable to you or anyone else for any decision made or action taken in reliance on the information in this site. “Affiliate” means any entity that directly or indirectly owns or controls, is owned or controlled by, or is under common ownership or common control of the party in question.