What is credit credit card utilization? In this Digital REM Consulting lesson we cover the importance of managing you credit card utilization. We also cover strategies of how to lower your overall utilization without paying down your debt. In the example from the video we show you how to go from 50% utilization to under 5% utilization while still owing the same amount. Want to learn more strategies like this? Go to DigitalREM.com and get you FREE membership while they last. Information is useless if it is not followed by action.